Terms & Conditions and Privacy Policy

By using this website, you agree to the following Terms and Conditions, as well as the Privacy Policy. Please read them carefully; using the site implies you have read, understand, and agree to both the Terms and Conditions and the Privacy Policy.

General Information

This website is owned and operated by Ting Fen Zheng.

You must be at least thirteen years of age to use this website. Use this website at your own risk. I host this site on a reputable platform and take reasonable efforts to maintain it; however, I make no explicit representations or warranties as to the safety of your individual use of the website. The terms, conditions, and privacy policy contained on this page are subject to change at any time without prior notice.

Intellectual Property Notice

All images, text, designs, graphics, trademarks and service marks are owned by and are property of Ting Fen Zheng, or the properly attributed party. It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should I choose to do so, including asking for financial penalties (damages) and/or an injunction forcing you to stop using my intellectual property immediately.

You may use my intellectual property with clear and obvious credit back to this website along with links back to the page where the materials, designs, images, text, quote, or post is located. However, you may never claim any of my intellectual property as your own or your unique creation, even with attribution.

Your Communications

Any communications made through my contact page, blog, blog comments, or other related pages, or directly to my phone or email address or mailing address are not held privileged or confidential and are subject to viewing by third parties in the normal course of business. I will not sell or distribute your contact information to any third party who does not need this information as part of the business we are conducting without your consent. I own any and all communications displayed on my website, servers, comments, emails, or other media as allowed by United States law, and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails.

I maintain a right to republish any submission in whole or in part as reasonably necessary in the course of my business. You agree not to submit any content or communications that could be illegal or serve an unlawful purpose, including but not limited to communications that are potentially libelous or maliciously false, obscene, abusive, negligent or otherwise harmful or inappropriate.


My website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless my website and myself for any direct or indirect loss or conduct incurred as a result of your use of our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While I may reference certain results, outcomes or situations on this website, you understand and acknowledge that I make no guarantee as to the accuracy of third party statements contained herein or the likelihood of success for you as a result of these statements. If you have a medical, legal, or financial question, you should consult a medical professional, lawyer, or CPA and/or CFP respectively. I expressly disclaim any and all responsibility for any actions or omissions you choose to make as a result of using this website, related materials, products, courses, or the materials contained herein.

This website is updated on a regular basis and while I try to make accurate statements in a timely and effective manner, I cannot guarantee that all materials and related media contained herein are entirely accurate, complete, or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is at your own risk. If you should see any errors or omissions and would like to let me know, please email me at hello@tingfenzheng.com.


This site may use affiliate links to sell certain products or services. I disclaim any and all liability as a result of your purchase through one of these links. I will use reasonable efforts to notify you when and where I have placed affiliate links in addition to this disclaimer located in these Terms and Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.


If at any time I feel you have violated these Terms and Conditions, then I shall immediately terminate your use of my website and any related communications as I deem appropriate. It is within my sole discretion to allow any user’s access to my website, and I may revoke this access at any time without notice.


Privacy Policy

Your privacy is extremely important to me. This privacy policy document describes in detail the types of personal information that is collected and recorded by me and how I use it.

What Information Do We Collect?

We collect information from you when you register on our site, subscribe to our newsletter, fill out a form or comment on the site. When registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or website URL. You may, however, visit our site anonymously.

Do We Use Cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Third Party Privacy Policies

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt out of certain practices. Ting Fen Zheng and tingfenzheng.com’s privacy policy does not apply to, nor can I control the activities of, such other advertisers or websites. You may find a comprehensive listing of these privacy policies and their links below:

Google Privacy Policy and More Information: https://www.google.com/policies/privacy/ and https://www.google.com/policies/privacy/partners/
Pinterest Privacy Policy: https://about.pinterest.com/en/privacy-policy
Instagram Privacy Policy: https://www.instagram.com/about/legal/privacy/

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found on the browsers’ respective website.


If any part of these terms, conditions, and privacy policy is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect.

Entire Agreement

The information contained herein constitutes the entire agreement between site users and myself/my company relating to the use of this website.

Law and Jurisdiction

These terms, conditions, and privacy policy are governed by and construed in accordance with United States law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of Illinois, the United States of America.


By using my website, you hereby consent to my terms and conditions of use, and my privacy policy.

If you require any more information or have any questions about my Terms and Conditions of website use or my Privacy Policy, please feel free to contact me by email.